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Credit Help With a Debt Management Plan
Need Credit Help? We Will Deal With Your Creditors…
Good money management goes a long, long way. That’s why we offer you a debt management programme to help you manage your unsecured debts into easy, affordable monthly payments. Our Monthly Payment Plan is an informal agreement suitable for people who have relatively smaller debts, who have a small disposable income, or expect their financial situation to change in the near future.
- We will talk your creditors
- We will pay your creditors
- You just have to deal with us.
Our debt management plan ensures that you won’t have to deal with your creditors directly. You make monthly payments to us, and we will do the rest. Your debt plan is flexible so if your circumstances change we can work together to make a new plan that’s best for you.
And we won’t forget about you either! Your Monthly Payment Plan will be under regular review so you will never be left in the dark. If other options become available to you, we will be there to let you know.
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- We will negotiate on your behalf to reduce or freeze any interest charges, although we can not guarantee this
- We will negotiate with creditors on your behalf to reduce your repayments. Subject to acceptance by the lender
- Make one, affordable monthly payment
- You will no longer have to deal with your creditors alone. We will deal with them on your behalf
- You will have access to expert guidance from our customer services department should you have any queries about your plan
- You can send all your creditor correspondence to us and you can refer them to our customer services department by quoting your reference
- The payment plan is flexible to your circumstances
Considerations
- There is no guarantee that the creditors will accept reduced payment or freeze interest. However, if you keep up with your monthly payments, we can show this to your creditors and negotiate again
- The total repayment will increase in the long term
- Monthly Payment Plans may affect your credit rating
Other possible options: Re-Mortgage | Debt Consolidation Loans | Individual Voluntary Arrangement (IVA) | Bankruptcy
Conditions apply. Subject to eligibility and status. Repaying debt over a longer period may increase the total amount to be repaid. Your ability to obtain credit will be affected in the short term and might be affected in the medium to long term. Any reduction or suspension in interest and charges whilst in a payment plan is at creditor's discretion. Fees payable.
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